Terms of Service

1. Use of the service

You agree to use the app only for lawful purposes. You are responsible for any data you input or connect.

2. Description of service

Ledga provides tools to:

• Extract financial transaction data from user-authorized sources (e.g., Gmail)
• Organize income and expenses
• Generate financial reports for personal use

3. User responsibility

You are responsible for:

• Ensuring the accuracy of your data
• Reviewing generated reports before use
• Maintaining the security of your device

4. No financial or tax advice

The app does not provide financial, legal, or tax advice.

All reports are generated automatically and are intended for informational purposes only. You should consult a qualified professional before making financial or tax decisions.

5. Data and privacy

Your use of the app is also governed by our Privacy Policy.

6. Limitation of liability

We are not responsible for:

• Errors in financial calculations
• Decisions made based on app-generated data
• Any financial losses or legal issues arising from use of the app

7. Service availability

We do not guarantee uninterrupted or error-free operation of the app.

8. Termination

We reserve the right to suspend or terminate access if users violate these terms.

9. Changes to terms

We may update these Terms at any time. Continued use of the app means you accept the updated terms.

10. Governing law

These terms shall be governed by the laws of the Federal Republic of Nigeria.

11. Contact

For questions, contact bjorndonaldb@gmail.com.